MyLedger Privacy Policy

Last Updated: February 25, 2026

This Privacy Policy explains how MyLedger (“we,” “us,” “our”) collects, uses, stores, and protects information when you use the MyLedger mobile application (the “App”). By using the App, you agree to this policy.

1. Information We Collect

1.1 Non-personal information (automatically collected)

• Device model, operating system version, unique device identifiers, crash logs, and basic usage statistics.
• We do not collect location, contacts, messages, photos, or personal identification unless you choose to provide it.
• 1.2 User-provided & transaction data
• All income, expense, category, note, and record data you enter is stored locally on your device only.
• We do not upload, store, or share your financial records on our servers.

2. How We Use Information

We use collected data only to:

• Provide, maintain, and improve core bookkeeping and budgeting functions.
• Fix bugs, optimize performance, and ensure stability.
• Support local data backup and restore functions on your device.
• We do not use your data for advertising, marketing, or data mining.

3. Data Storage & Security

• All financial data is stored locally on your device.
• We use industry-standard security measures to protect data from unauthorized access.
• We cannot guarantee absolute security against device loss, hacking, or system failure.

4. Third-Party Services

The App may use limited third-party services (e.g., crash reporting, stability tools). These services have their own privacy policies, and we are not responsible for their practices.

5. Disclaimer of Liability

We are not responsible for:

• Data loss due to device damage, deletion, uninstallation, or system error.
• Unauthorized access to your data caused by device loss, hacking, or user negligence.
• Service interruptions due to updates, maintenance, or force majeure.
• Any financial loss or damage arising from the use or inability to use the App.

6. User Rights

You may:

• Access, edit, or delete your local data at any time within the App.
• Stop using the App and delete all related data at any time.

7. Children’s Privacy

The App is not intended for children under 13. We do not knowingly collect information from children under 13.

8. Changes to This Policy

We may update this policy occasionally. Continued use of the App after updates constitutes acceptance of the revised policy.